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02-06-2009

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First National Stops Lending
31-03-2009

GE Money withdraws the First National brand. GE money have made the decision to withdraw First National in order to manage their lending in the current economic... More

GE Money Make Mortgage Criteria Changes - 23-10-2008

GE Money are making wide ranging criteria changes on both First National and I Group mortgage products.

The lenders are launching a new 4308 range from close of business on Friday 24th October with tight deadlines for submissions and offers. The changes are summarised below.
 
Submissions
Fully packaged cases must be submitted by close of business on Friday 24th October
 
Offers
Cases must be offered by Friday 31st October. Any cases already submitted and not yet offered must do so by 31st October. If they have not offered, or if the offer expires, the cases will be subject to the criteria available at that time.
 
We will submit all appropriately packaged cases to the lenders for the deadlines. Please forward any outstanding information on your I Group or First National cases to us as soon as possible.
 
I Group Changes
Products - GEM2 and GEM5 removed
Rates - All fixed rates are removed, discount and reversionary rates have been increased.
Maximum LTVs  - Majority have been reduced across the whole range
Valuations - Minimum property value now £100,000, maximum now £1.5m in South East and £1m elsewhere.
Adverse - Changes made across whole range - contact us for more information.
 
First National Changes
Products - FTB removed, FTB+ remains
Rates - All fixed rates are removed, discount and reversionary rates have been increased.
Maximum LTVs - Majority have been reduced across the whole range
Valuations - Minimum property value now £100,000, maximum now £1.5m in South East and £1m elsewhere.
Adverse - Changes made across whole range - contact us for more information.
 
 


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